Spread the cost
Finance options
A bed is the one piece of furniture most households buy on finance. Here is how ours works, in plain terms, before you get to checkout.
Spread the cost of your bed over monthly payments, interest free, with a decision at checkout in seconds.
The check made at checkout is a soft search. It does not affect your credit score and is not visible to other lenders. You will see the exact monthly figure, the term and any interest before you agree to anything.
Interest free
What it costs a month
Split the cost over monthly payments with no interest and no fees. A soft check at checkout that leaves no mark on your credit file.
£0.00
Finance is subject to status and affordability checks. The providers and terms shown are those available at checkout; the options offered to you may differ.
Will applying affect my credit score?
The check made at checkout is a soft search, which does not affect your score and is not visible to other lenders. If you go on to take the credit, the agreement itself may be recorded — your provider will tell you before you commit.
Is there really no interest?
On the interest-free plans, yes: you pay the price on the product page, split across the term, with no fees added. Longer terms offered by some providers may carry interest, and the rate is shown before you agree to anything.
Can I pay it off early?
Yes, at any point and without a penalty. Settle through your provider's app or website.
What if I return the bed?
We refund the provider directly and your plan is cancelled or adjusted to match. You are never left paying for a bed you have sent back.